買方過戶費用(共有公寓-condo):
- 律師費Lawyer Fee : $1800~$2500和你律師認同.
- 產權保險 Title Insurance：一百萬內每十萬約$450，一百萬或以上+15%
- 豪宅稅 Mansion Tax: 賣价–百–萬或以上, 付1%買价
- 產權查詢 Title Search: $300-$500.
- 登記費 Recording Fee: $250 to $350.
- 過戶辦理 Title Closer Fee: $125-$150.
- 公寓管理費按比例調整 Common Charges Adjustment: Pro-rated for the month of closing.
- 地產稅按比例調整及先們六個月地產稅Real Estate Tax Adjustment: Pro-rated 1-6 months.
- 從建築商買全新樓宇New Construction：
- 1-2個月管理費作為大廈營運資金1-2 month’s maintenance for Working Capital Contribution.
- 紐約市過戶費. 住宅50万或以下付買价1%; 50万以上付全買价1.425%
*New York City Transfer Tax: 1‰ of sale price if under $500,000; or, 1.425‰ of entire sale price if over $500,000. - 紐約州過戶費付買价的4%
*New York State Transfer Tax: 0.4‰ of sale price ($2 per $500).
(NOTE: The New York State & New York City Transfer Tax only apply when buying from the Sponsor. 如果是買屋主買二手屋, 紐約州和紐約市的過戶費是由賣主全付).
Mortgage Closing Expenses (Condominium):
除了以上的過戶費用, 貸款買屋者的其它過戶費用
- 紐約市貸款稅: 貸款50万以下 = 2.05%; 50万以上 = 2.8%
- 銀行承銷手續費: $350 and up.
- 貸款保險每10万貸款費約$130
- 銀行利息: ﹔貸款全額0% to 3%
- 信用調查費, 每一申請人$50-$100
- 艮行費 $750-$1000; 銀行律師 – $650-$75
- 申請費: $350-$650
- 估价費: $300-$2000
實際過戶費用將來自代表買方的地產律師.以上列出的是大約過戶費用作為參考
